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Office
Policies
Dental Insurance
What is Dental Insurance & How Does It Work?
Dental Insurance is a contract between your employer
and a dental insurance company. The benefits you will
receive are based on the terms of the contract that
were negotiated between your employer and the dental
insurance company and not your dental centre.
Covered & Non Covered Services
Unfortunately, your dental insurer will not cover some
of the services that you may need or want. Our goal
is to help you achieve and maintain optimal dental care,
which is not necessarily the goal of your insurance
company.
Dental insurance companies rarely cover 100 percent
of any dental fee and, in many cases, cover less than
50 percent or nothing at all. Many insurance plans have
a dollar amount limitation each year. Once this limit
is reached, your dental insurance company regardless
how essential the service may be to your dental health
will cover no other services.
As a concerned partner in your dental well-being, we
do not want to compromise your care based on restraints
placed by an insurance company.
How Our Office Helps
We will do everything possible to help you understand
and make the most of your dental insurance benefits.
Our office will complete and submit dental insurance
forms to the company to achieve the maximum reimbursement
to which you are entitled and will work diligently to
make this happen as quickly as possible.
Please be aware that some dental
insurance companies take longer than others do to complete
payment. If necessary, our office will contact the dental
insurance company, or we may request your help in this
matter.
Pre-Determination Policies
Many insurance companies require authorization for specific
procedures in advance. In most cases, we can begin treatment
before receiving an authorization however; patients
need to understand that in the event the insurance company
refuses to pay for treatment, you are responsible for
all fees. Naturally, we always provide you with the
full fees in advance so that you know the exact cost
of treatment.
Ask Us For Help Any Time
Any time you have a question about your dental insurance,
please feel free to ask us. It will be our pleasure
to help you. We are dedicated to providing optimal care
for every patient and working with you to achieve that
goal. |
Fees
& Payments
Fees
The current Ontario Dental Association
Suggested Fee Guide is the basis for most of our fees.
With or without dental insurance, we want our patients
to know and appreciate the fees and costs of treatment.
We can provide a written treatment plan with fee estimate
directly to the patient and/or to the dental insurance
company.
Methods of Payment Accepted
Payments can be made by cash,
debit, personal check, Visa, Mastercard, American Express,
or by payment directly from your insurance company.
Please note that you are responsible for any difference
not covered by your insurance company. |
Financing
This is a low-cost financing
plan for patients sponsored by the National Bank of
Canada. Monthly payments can be spread over 5 years
or less.
Benefits of the Dentopian Program
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The only program
exclusively designed for the financing of dental
care. |
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Interest rates
lower than those of conventional credit cards. |
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Immediate
credit approval, while you wait. |
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100% financing. |
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As simple
as paying with a credit card. |
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Immediate
Access to complete and optimal treatment plan. |
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A simple and
flexible plan. |
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Terms adapted
to your budget. |
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Does not affect
your credit card limit. |
Payment Options
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Equal monthly
payments spread over a maximum period of 60 months. |
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No cash down
before 3, 6, 9 months, followed by equal monthly
payments spread over a maximum period of 60 months. |
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No cash down
before 3, 6, or 12 months, followed by one lump
sum at the end of the selected period. |
Payment Options
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Financing
from $500.00. |
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You only have
to fill out a short form and your approval will
be returned within 20 minutes. |
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Contact
us for more details. |
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Appointments
Cancellations and Missed Appointmentss
The entire team here at Fletchers
Creek Dental Office makes every effort to accommodate
you and your busy schedule. If you need to reschedule
or cancel your appointment, we would appreciate 48 hours
notice and reserve the right to charge your account
$50 for appointments missed or cancelled without appropriate
notice. |
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